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Instead of Mint and YNAB

Actual Budget vs Firefly III

Budgeting and account tracking.

The pick: Actual Budget

Actual is a budget you will keep. Firefly is bookkeeping you will respect.

The facts

FactActual BudgetFirefly III
LicenceMITAGPL-3.0
Effortan eveningan evening
Activityactiveactive
Repositorygithub.com/actualbudget/actualgithub.com/firefly-iii/firefly-iii

Pick Actual Budget if

Pick Actual Budget for envelope budgeting and a phone app that syncs.

Pick Firefly III if

Pick Firefly III when you want double-entry accounts and reports that reconcile.

What each one costs you

  • Actual BudgetBank sync needs a third-party provider and a subscription. Manual import always works.
  • Firefly IIIDouble-entry accounting, which is more than budgeting and less friendly.

The full entry for both lives under Instead of Mint and YNAB, judged swap it.

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