Instead of Mint and YNAB
Budgeting and account tracking.
Actual Budget is the rare self-hosted app that is simply better: local-first sync, envelope budgeting, bank imports through a provider you choose. Mint closed in 2024, so half of this entry is a rescue.
You lose: Automatic bank connections that never break. Actual uses GoCardless or SimpleFIN, and some banks are missing.
Start here
Actual Budget
Bank sync needs a third-party provider and a subscription. Manual import always works.
github.com/actualbudget/actualactualbudget.org
A compose file, a domain and a reverse proxy.
Also worth a look
- Firefly III
Double-entry accounting, which is more than budgeting and less friendly.
Head to head
Facts checked 8 November 2026. Licences, activity and archive status come from each project's own repository; the verdict and the cost lines are the desk's.